If Hard Work, Integrity, Thrift,

This Is Not A Game, ... Debt Has Become A Part Of Who We Are. It's Become That Spoiled Child In The Grocery Store With Their Lip Stuck Out: 'i Want It. I Want It. I Deserve It Because I Breathe Air.' And, Well, That's An Uphill Climb In Our Culture Right Now, To Go Against That And Say, 'hey, Let's Be Grownups Here. Let's Be Mature, Learn To Delay Pleasure, Save Up And Pay For Things.'

Be An Evangelist With Your Excellence.

Everyone Has Some Natural Talent Or Aptitude In One Or More Areas. If You Can Identify Those Areas You Not Only Will Be Happier And Perform More Successfully In That Role, But You Will Also Become Better Paid For That. Our Free-market System Pays For Performance At Some Point. When You Have A Natural Talent Or Aptitude, Coupled With Desire And Experience, The Result Is Productivity Plus.

Goals Convert Vision Into Energy.

How You Handle Or Mishandle Your Money Tells Us Who You Are And, More Important, It Tells You Who You Are. Your Priorities, Passions, Goals, And Fears Are Shown Clearly In The Flow Of Your Money. Your Value System, Or Lack Of One Causes Money To Flow Around You, Passed You, Or To You. When Money Is In Your Possession, What You Do With It Screams Loudly Who You Are.