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If You Do Not Have At Least An Eight-month Emergency Fund, And You Think There's A Probability You Could Loose Your Job - And It's Not Just Losing Your Job; You Could Be In A Car Accident, Get Sick - Continue To Pay The Minimum On Your Credit Card Every Month. Everything Beyond That Needs To Go To Establish An Emergency Fund. And If You Have An Emergency Fund Saved, Then Fund Your Retirement Account Before Paying Down Credit Card Debt.

The Only Way You Will Ever Permanently Take Control Of Your Financial Life Is To Dig Deep And Fix The Root Problem.

I Get More Emails And Calls When It Comes To Money Than Probably Any Other Single Person On Television When It Comes To Money.

When You're Happy You Find Pure Joy In Your Life. There Are No Regrets In This State Of Happiness - And That's A Goal Worth Striving For In All Areas Of Your Life.

If You Pay Off Your Mortgage Before Retirement, You Take A Huge Financial Load Off Your Shoulders. You Also Become Eligible To Take Out A Reverse Mortgage Once You Turn 62.