If You Watch Your Pennies,

If You Have A Bald Head Don't Walk Out In The Sun Because You Will Get Burned.

Creditors Have Better Memories Than Debtors.

When You Assemble A Number Of Men To Have The Advantage Of Their Joint Wisdom, You Inevitably Assemble With Those Men All Their Prejudices, Their Passions, Their Errors Of Opinion, Their Local Interests And Their Selfish Views.

It Is Observable That God Has Often Called Men To Places Of Dignity And Honor When They Have Been Busy In The Honest Employment Of Their Vocation.

Early To Bed And Early To Rise, Makes A Man Healthy, Wealthy And Wise." He Planned His Routine Around Waking Up At 5 A.m. And Asking Himself "what Good Shall I Do This Day?