If You're Going Down The

Your Goal Should Be To Pay Off Your Credit Card Bills In Full At The End Of Each Month And Set Aside Money Toward Your Emergency Savings.

I Have Always Advocated Doing Everything Possible To Pay Off Credit Card Balances; It's Good Financial Management And The Ticket To A Strong Fico Credit Score.

Owning A Home Is A Keystone Of Wealth - Both Financial Affluence And Emotional Security.

If You Do Not Have At Least An Eight-month Emergency Fund, And You Think There's A Probability You Could Loose Your Job - And It's Not Just Losing Your Job; You Could Be In A Car Accident, Get Sick - Continue To Pay The Minimum On Your Credit Card Every Month. Everything Beyond That Needs To Go To Establish An Emergency Fund. And If You Have An Emergency Fund Saved, Then Fund Your Retirement Account Before Paying Down Credit Card Debt.

The Less Money You Owe, The Less Income You'll Need And The Less You'll Have To Save For Tomorrow.